• lisa posted an update in the group Group logo of CommunityCommunity 1 years, 3 months ago

    Does anyone have advice for me? Should I file bankruptcy?

    • Hi lisa! I don’t know your financial details but you never want to make a decision of any kind out of fear or self doubt. Take some deep breaths and let a few days pass. Make sure you feel mentally stable not “totally hopeless” before making a big move like bankruptcy. Because even though bankruptcy might seem like a way out there are stiff consequences that you will have to live with for years. Much love and light to you.

      • …….and I want to add that no matter what decision you make…bankruptcy or no bankruptcy….you still haven’t gotten rid of the problem that caused the whole mess which is your gambling. Debt is just a symptom of this addiction. So keep that in mind.

        • Thank you Diamond! The advice is very much appreciated. It’s a total mess and I let so many people in my life down. It’s terrible, I just wanted to have a good time and relax. I wish I never stepped foot into a casino. It started out as an innocent form of entertainment. Now has blossomed into something else. I feel the casinos take advantage of compulsive gamblers.

          • I was thinking bankruptcy because my credit is already poor. It’s like I filed for bankruptcy anyway. I owe so much money including taking out payday loans.

    • My experience is that a long slow payback of gambling debts is best.
      Pay it off too quick the addiction will convince you to go back out.
      I took my time paying off my gambling debts and kept a few bucks
      to go to a movie or a dinner with my partner.

      • Yes kenl……I’m in the process of paying back my gambling debts and the bills serve as a good weekly reminder of all the damage my addiction has caused. Proof that it’s no longer the place I want to be. For me personally if I filed bankruptcy and had a clean slate financially at this point in my recovery I’d go back.