• karen45 posted a new activity comment 2 weeks, 1 day ago

    Thanks Tomv for the reply – yes I’ve been doing the balance transfer thing for a while now – it’s been the only thing that has saved my financial situation. I can’t believe it that I actually contemplated going back today to try and win some of my money back. Fortunately, I’d already read a few posts from this site and realised that it was a…[Read more]

    • tomv replied 2 weeks ago

      I got a credit card offer today, for another balance transfer. I had to stop myself from applying. It may come to that in the coming months. I want to pay as much as possible. I have two cards that I have to pay off. The thing that bothers me is I took a loan and now I am stuck with it. I contacted the loan company and told them I was…[Read more]

    • tomv replied 2 weeks ago

      I got a credit card offer today, for another balance transfer. I had to stop myself from applying. It may come to that in the coming months. I want to pay as much as possible. I have two cards that I have to pay off. The thing that bothers me is I took a loan and now I am stuck with it. I contacted the loan company and told them I was…[Read more]

    • tomv replied 2 weeks ago

      I got a credit card offer today, for another balance transfer. I had to stop myself from applying. It may come to that in the coming months. I want to pay as much as possible. I have two cards that I have to pay off. The thing that bothers me is I took a loan and now I am stuck with it. I contacted the loan company and told them I was…[Read more]

      • I have no more cards to balance transfers to and from. No more offers. Been just approved for a huge interest car title loan. I need it to pay a co worker for a loan and overdrafts and December expenses etc. I’m doomed. Been in this situation before, Wondering why I did not learn my lesson.

  • karen45 posted an update in the group Group logo of CommunityCommunity 2 weeks, 1 day ago

    Hi Everyone. I’ve just joined. I went to the pokies last night and lost $1000 – I went a few weeks ago and lost much more than that. I’ve got to quit this habit. I can’t afford it. My credit cards are jacked up so high I can barely make the minimum payment each month. The minimum payment barely covers the interest. It is going to take me…[Read more]

    • I am in the same situation. My bills are pretty high right now. I actually got approved for another credit card and I messed up and gambled with that one. I did manage to do a balance transfer from another card that I have a $2800 balance on. I transferred $2100 and now owe $700 on one card, and $3500 on the other one. Now I am not sure how…[Read more]

      • forgot to mention the balance transfer rate was very reasonable. I managed to get 14 months without interest. So I do have some time. I hope at most I only have to work another job for two months or so. I hope to get an under the table job. I usually don’t do that but I do have one job that pays me under the table.

        • Thanks Tomv for the reply – yes I’ve been doing the balance transfer thing for a while now – it’s been the only thing that has saved my financial situation. I can’t believe it that I actually contemplated going back today to try and win some of my money back. Fortunately, I’d already read a few posts from this site and realised that it was a…[Read more]

          • tomv replied 2 weeks ago

            I got a credit card offer today, for another balance transfer. I had to stop myself from applying. It may come to that in the coming months. I want to pay as much as possible. I have two cards that I have to pay off. The thing that bothers me is I took a loan and now I am stuck with it. I contacted the loan company and told them I was…[Read more]

          • tomv replied 2 weeks ago

            I got a credit card offer today, for another balance transfer. I had to stop myself from applying. It may come to that in the coming months. I want to pay as much as possible. I have two cards that I have to pay off. The thing that bothers me is I took a loan and now I am stuck with it. I contacted the loan company and told them I was…[Read more]

          • tomv replied 2 weeks ago

            I got a credit card offer today, for another balance transfer. I had to stop myself from applying. It may come to that in the coming months. I want to pay as much as possible. I have two cards that I have to pay off. The thing that bothers me is I took a loan and now I am stuck with it. I contacted the loan company and told them I was…[Read more]

            • I have no more cards to balance transfers to and from. No more offers. Been just approved for a huge interest car title loan. I need it to pay a co worker for a loan and overdrafts and December expenses etc. I’m doomed. Been in this situation before, Wondering why I did not learn my lesson.

    • Our stories are all so similar. We are addicted to the dopamine rush of gambling. After several days without gambling you will go through something.. after several weeks you will go through another wave of urges. We need to remember to stay vigilant and notice how life gets better every day we dont gamble. The urges pass. Wait 15 minutes, put your…[Read more]

  • karen45 became a registered member 2 weeks, 1 day ago