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Hi everyone!
I want to hear how you all are doing?
I have cut all my credit cards, and debit card, as a way to make myself slow down. I then made the mistake of bringing a check to the slot hole on a really low day, and they pull from my checking from there.
Long story short, I took out too much, and my bills pulled first because of their auto pay. I didn’t realize and had miscounted. It was at that point I was put into collections by the biggest money taker in my life! (Haha)
It was that notice in the mail that made me wonder what the hell I was doing, I have not been benifiting anything. I am proud to say I have only used about 100$ of my own money in the last two weeks. I know that doesn’t say much, but as opposed to 700-800 or 1000. I am trying. I also have paid off one credit card, and am looking to immediately throw my tax return on another. I have also turned cash advances off on my cards. Any other little tips anyone can help with? Any support would be greatly appreciated.
Love you all!